The Insurance Portal
How PayReality's cryptographic evidence supports underwriting, claims, and continuous risk assurance for insurers covering autonomous AI deployments.
Insurance is not PayReality's primary customer. It's an ecosystem partner. This page exists for the underwriters and claims teams who rely on our evidence, not as a direct purchase path.
Insurers can't price what they can't verify
Insurers launching AI performance liability products cannot price policies or underwrite risk without verifiable telemetry. Logs and application-level monitoring describe a system's own account of itself, produced by the system whose behavior is in question. That isn't enough to price liability or resolve a claim, and it constrains how far the AI liability insurance market can grow.
Evidence built for outside verification
Every PayReality decision generates a cryptographically signed authority certificate at the moment it's made: what was requested, which policy was active, and what was decided. It's structured so an insurer with no access to the underlying system can independently verify it's authentic, not a narrative assembled after the fact by the organization under review.
What insurers can verify
The certificate produced at the final stage is independently verifiable using a public cryptographic key, verifiable by an auditor, regulator, or insurer, with no access to PayReality itself.
Six capabilities for the insurance ecosystem
Runtime Authority Evidence
Every decision produces a cryptographically signed authority certificate: what was requested, under which policy, with what outcome, at what time.
Underwriting Visibility
Structured, exportable decision history that supports underwriting AI performance liability, without requiring access to the underlying agent.
AI Risk Telemetry
Aggregate visibility into authority outcomes and override rates across an insured's autonomous AI deployment.
Claims Support
When a claim arises, an independently verifiable record of exactly what policy was active and what was decided, not a reconstruction from memory.
Continuous Assurance
Evidence is generated as a structural output of every decision, not assembled on request, so assurance doesn't depend on a point-in-time audit.
Verifiable Evidence
Cryptographic integrity that can be checked independently, by a party with no access to the system that produced the record.
Underwriting or evaluating AI liability risk?
Talk to us about what evidence looks like from the outside, as an insurer, auditor, or regulator.